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TIME CERTIFICATES

Financial growth on your terms

INVEST NOW
OUR RATES
OFFERING CIRCULAR

Time Certificate Investments offer predictable growth over a set period, making them a reliable option for long-term financial planning. With terms ranging from six months to 10 years, you can choose the timeline that fits your goals.

Flexible Terms

Choose from six months
to 10-year terms

Excellent Rates

Lock in attractive interest
rates for steady growth

Future Returns

Earn predictable interest
over the selected term

Long-Term Planning

Ideal investment for financial
goals and security

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Time Certificate Rates

Earn excellent returns with The Solomon Foundation’s time certificate investment, designed for maximum flexibility. Access your funds anytime without penalties or waiting for a maturity date, all while growing your investment at excellent rates.

AMOUNT
0 – 10K
10K – 50K
50K – 100K
100K – 250K
250K – 750K
750K – 1.5M
1.5M – 3M
3M – 5M
5M – 7M
7M+
6 Month
APR
4.00%
4.10%
4.20%
4.30%
4.40%
4.50%
4.60%
4.75%
4.85%
4.95%
6 Month
APY
4.06%
4.16%
4.27%
4.37%
4.47%
4.58%
4.68%
4.84%
4.94%
5.04%
1 Year
APR
4.10%
4.20%
4.30%
4.40%
4.50%
4.60%
4.75%
4.85%
4.95%
5.05%
1 Year
APY
4.16%
4.27%
4.37%
4.47%
4.58%
4.68%
4.78%
4.94%
5.04%
5.15%
3 Year
APR
4.20%
4.30%
4.40%
4.50%
4.60%
4.70%
4.80%
4.95%
5.05%
5.15%
3 Year
APY
4.27%
4.37%
4.47%
4.58%
4.68%
4.78%
4.89%
5.04%
5.15%
5.25%
5 Year
APR
4.55%
4.65%
4.75%
4.85%
5.15%
5.25%
5.35%
5.50%
5.60%
5.70%
5 Year
APY
4.63%
4.73%
4.84%
4.94%
5.25%
5.35%
5.46%
5.61%
5.72%
5.82%
7 Year
APR
4.65%
4.75%
4.85%
4.95%
5.25%
5.35%
5.45%
5.60%
5.70%
5.80%
7 Year
APY
4.73%
4.84%
4.94%
5.04%
5.35%
5.46%
5.56%
5.72%
5.82%
5.93%
10 Year
APR
4.75%
4.85%
5.00%
5.15%
5.35%
5.45%
5.55%
5.70%
5.80%
5.90%
10 Year
APY
4.84%
4.94%
5.09%
5.25%
5.46%
5.56%
5.67%
5.82%
5.93%
6.03%
GET STARTEDOFFERING CIRCULAR

Frequently Asked Questions

Curious if a Time Certificate Investment is the right choice for you? Check out these common questions to learn more. If you need further assistance, don’t hesitate to contact us—we’re happy to help!

What is a Time Certificate Investment?

A Time Certificate Investment is a fixed-term savings option where your money is committed for a specific period, earning a competitive interest rate until maturity.

What are the available terms for Time Certificates?

The Solomon Foundation offers Time Certificates with terms ranging from 6 months to 10 years. Each term provides competitive rates to help you grow your investment while aligning with your financial goals.

Are there penalties for early withdrawals?

Yes, early withdrawals from Time Certificates are subject to penalties. The penalty amount depends on the term length and the amount withdrawn. It's recommended to review the specific terms of your Time Certificate or contact The Solomon Foundation for details.

How is interest paid on Time Certificates?

Interest on Time Certificates is paid quarterly and can be compounded, deposited into another Solomon Foundation investment, or sent to you directly. You can choose the option that best suits your financial needs.

Can I reinvest my funds after the term ends?

Yes, you can reinvest your funds after the term ends. The Solomon Foundation allows you to renew your Time Certificate for the same or a different term, ensuring your investment continues to grow.

Start Investing Today

If you need more information or would like to talk with someone at The Solomon Foundation, you can give us a call Monday through Friday from 7a.m. to 5p.m. at 855.873.5873. You can reach the Investment Department directly by sending an email to invest@thesolomonfoundation.org.

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Investment

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